Read the charges alongside the payment route
Crowdfunding charges in India can include platform services, payment processing, currency conversion and optional contributions to the platform. An advertised zero platform fee does not establish that every payment route is free. Milaap's pricing information, for example, distinguishes its platform policy from payment-gateway charges; the current schedule and transaction details need to be read together. Identify whether a charge is paid by the donor or deducted from the beneficiary's collection, whether tax is added and whether an optional tip has been selected. Compare the net amount available for the project with the total paid by contributors.
Check release and refund conditions
A displayed fundraising total may include payments that have not yet settled or become eligible for withdrawal. Ask which identity, bank and expense documents are needed, who receives the payout and whether the platform may pay a hospital or supplier directly. Milaap's terms set out verification and transfer arrangements, but these should not be assumed to govern another service. Read the applicable refund conditions for failed payments, duplicate contributions, cancelled purposes and unmet targets before donating. Keep receipts and correspondence, and avoid promising beneficiaries immediate access to funds or contributors an unconditional right to cancellation.