Equipment leasing and business participation
Cheraman Financial Services describes its activities as financial leasing and equity funding through a non-deposit-taking NBFC. Its published leasing focus includes healthcare equipment, construction machinery, commercial vehicles and information technology assets. These arrangements finance an identifiable productive asset; they should not be confused with a charitable collection or an unrestricted interest-free cash advance. The company also describes investment in new and expanding businesses, with the instrument selected for the individual transaction. A business seeking funding should explain its equipment requirement or capital plan and request the contractual structure actually proposed.
Compare the proposed contract with the policies
For a lease, examine who purchases and owns the equipment, the full rental schedule, maintenance responsibilities, taxes, insurance arrangements and the end-of-term position. For equity, concentrate on valuation, voting rights, dilution, distribution of profits and the investor’s exit terms. Cheraman’s policy page provides its leasing cost framework, fair-practices code and complaint procedure, which are useful documents to request alongside a quotation. Its own regulatory disclaimer also makes clear that registration does not guarantee financial soundness. Assess the specific agreement’s legal and religious features without treating the company name as certification of every transaction.